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• Medical Income I • Medical Income II • Medical Income Plan III • Disability Income • Accident Insurance • Universal Life • Disability Income • Dental Insurance • Vision • |
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TransAmerica
Disability Income |
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Disability Insurance
The Benefits of Trans DI Plus
| Income
Replacement |
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| Simply put, Trans
DI Plus helps replace up to 60% of your gross settlement
if you are unable to work due to total or partial
disability. Benefit amounts are available in $100
increments up to $3000 contingent guarantee issue and
$5000 simplified issue. This enables you to choose the
plan that is most appropriate for your needs.
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| Accident Benefit Period: |
12 Months |
| Sickness Benefit Period: |
12 Months |
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| Accident Elimination
Period: |
14 Days |
| Sickness Elimination Period: |
14 Days |
Accelerated Benefit for Terminal
Illness Rider
If you are diagnosed with a terminal
illness for the first time by a physician on or after
the effective date of the rider, which based on his or
her best judgment, you have 12 months or less to live,
we will advance up to 12 months of monthly
disability benefits. |
Waiver of Premium Provision
Trans DI Plus’s wavier of premium goes
even further to ease the financial burden of becoming
disabled. You do not have to pay the premiums after 90
consecutive days of total disability or satisfaction of
the elimination period whichever is later. Refer to the
contract provisions for limitations.
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Partial Disability Benefit Provision
If, after being totally disabled, you are
able to return to work, but only on a limited basis,
you’re still protected. We will pay up to 50% of the
monthly benefit amount beginning the first day following
the end of the total disability assuming the partial
disability is due to the same accident or sickness that
caused the total disability.
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Age Brackets |
18 - 49 |
Issue Age
50 - 59 |
60+ |
| Weekly Rate per $100 of Monthly
Benefit |
$4.32 |
$5.38 |
$8.08 |
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Monthly Benefit |
Weekly Rates |
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18 - 49 |
50 - 59 |
60+ |
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$1,200 |
$11.96 |
$14.90 |
$22.38 |
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$1,500 |
$14.95 |
$18.62 |
$27.97 |
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$2,000 |
$19.94 |
$24.83 |
$37.29 |
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$2,500 |
$24.92 |
$31.04 |
$46.62 |
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$3,000 |
$29.91 |
$37.25 |
$55.94 |
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